Our board-certified orthodontist, Dr. Chris Murphy, strives to help as many people as possible address their orthodontic concerns. To assist in managing the costs of orthodontic procedures, Murphy Orthodontics offers a number of payment and financing options that can give our patients the opportunity to have the beautiful smile they deserve while bringing the overall price of treatment into their budget. 

Our practice offers a full range of adult orthodontics and child orthodontics, and helping you figure out the best way to comfortably afford the care you need is one of our primary goals. If you would like more information, please contact Murphy Orthodontics today. 

Payment Methods 

All patients have the option of paying for orthodontic services with:

We also offer a discount program for patients who pay in full at the start of treatment, as well as for multiple family members in treatment and for educators.


If you have an insurance plan that covers orthodontic treatment, we are happy to help you determine your benefits prior to your first appointment. If your insurance company requires continual claim processing, we will also do that for you. 

Since orthodontic insurance benefits may change during your treatment period, please be aware that the responsible party is financially accountable for any remaining balance. 
We are here to help you maximize the insurance benefits you have. Due to the differences in insurance policies, we can give you an insurance estimate but cannot guarantee coverage. Your insurance company gives us the estimated coverage, but they will determine what will be paid after the initial claim is submitted. Your estimated patient portion must be paid at the time of service. As a service, we will bill your insurance company for services and allow them 45 days to render payment. After 60 days, you would be responsible for the entire balance, paid in full. If you have any questions, our courteous staff is always available to answer them.

Orthodontic Financing Options

In-Office Financing

Murphy Orthodontics has an in-office financing program designed to help qualified applicants pay for their treatment over time. This program is interest-free. A member of our team can talk more with you about the terms of the plan and answer any questions you may have. 

Financing with CareCredit® 

CareCredit® can provide qualified applicants with low-to-no interest loans and low monthly payments. In many cases, patients are accepted into this program immediately upon the completion of their simple, fast application process. Once you are accepted, your CareCredit® benefits are instantly available for use. 

Financing with LendingClub® 

LendingClub® offers an array of financing plans with interest-friendly terms. After completing an online application, most patients receive a decision about acceptance into the program within seconds. LendingClub® is known for its competitive financing options, and pre-qualified applicants will be able to see the interest rates, amounts, and the monthly payment projection with no impact on their credit until a plan is selected and the program is set in motion. 

To learn more about the financing options available to you, or to speak with a member of our staff, please contact our office today.